MarginForCare vs. Grow Therapy
Grow Therapy is a free-to-join network that handles billing in exchange for an undisclosed cut of each session. MarginForCareis a copilot for therapists who'd rather keep their own contracts, their own rate negotiations, and 100% of the reimbursement.
The short version
Grow Therapy doesn't charge therapists to join. Instead, the network holds the payer contracts, submits claims on your behalf, and pays you a contracted session rate after the insurance pays Grow — typically 14–21 days after the claim processes. The network's cut isn't publicly published; it's the difference between what the payer pays Grow and what Grow pays you.
MarginForCareworks the other way. You keep your own payer contracts. The payer pays you directly. We give you a work queue, plain-English denial explanations, ERA reconciliation, and AI-drafted appeals — for a flat monthly fee, so you know exactly what you're spending and exactly what you're earning.
Side by side
Who holds the payer contract
You do — your contracts, your rates
Grow Therapy
Grow Therapy does — you join their network
What it costs the therapist
Flat monthly fee
Grow Therapy
No direct fee; cut embedded in session rate (not publicly disclosed)
Who presses submit on claims
You do — every claim
Grow Therapy
Grow Therapy handles submission and collection
Time to first payment
Payer's standard timeline — you see it directly
Grow Therapy
14–21 days after claim processing (per Grow FAQ)
Denial explanation in plain English
Plain-English breakdown + suggested next step
Grow Therapy
Network support handles denial workflow
Rate transparency
Your contracted rate is the rate — payers pay you directly
Grow Therapy
Rates available via provider rate sheet; not publicly listed
Keeping private-pay clients
Your panel, your rules — we don't route clients
Grow Therapy
Allowed, but the network is the referral source
Leaving the platform
Your contracts, your data — walk away any time
Grow Therapy
Network contracts don't transfer to you
Sources for Grow Therapy claims
- Grow Therapy — Therapy Made Accessible
- Grow Therapy Help Center — Payout & Earnings FAQ
- Grow Therapy — Request a rate sheet
Claims on this page reflect publicly available information as of the last review. If something about Grow Therapy has changed, please let us know — we'll update the page.
Who each is for
Not a pitch — a fit check. The honest cut is different for different practices.
Stay with Grow Therapy if…
- Therapists who want a free-to-join network that handles billing for them
- Clinicians building a new caseload who value Grow's referrals
- Providers who don't want to run credentialing or billing in-house
- Therapists comfortable with the network holding the payer relationship
Try MarginForCare if…
- Therapists who want to keep their own payer contracts and direct rates
- Clinicians who'd rather pay a flat fee they can see than a cut they can't
- Practices with 2–10 clinicians running billing in-house or with a part-time biller
- Therapists already getting referrals from their own network who just need the insurance layer
Keep your contracts. Keep your margin.
A 30-minute call — no pitch, no slides. We'll look at your current denial load and tell you honestly whether we're a fit.